:root{
  --brand:#2E58A6;
  --brand-900:#14284D;
  --brand-800:#1F3F7A;
  --brand-50:#EEF3FB;
  --sky:#4FA0CA;
  --accent:#F26A1B;
  --accent-600:#D9570C;
  --ink:#16202E;
  --muted:#556275;
  --line:#DCE3EE;
  --bg:#FFFFFF;
  --bg-soft:#F6F8FC;
  --wa:#1FAF56;
  --radius:16px;
  --shadow:0 1px 2px rgba(20,40,77,.06),0 8px 24px rgba(20,40,77,.08);
  --max:1160px;
  --header-h:76px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:calc(var(--header-h) + 12px);-webkit-text-size-adjust:100%}
body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px}
img{max-width:100%;display:block}
a{color:var(--brand)}
h1,h2,h3{font-family:Lora,Georgia,serif;line-height:1.2;margin:0 0 .5em;color:var(--brand-900)}
h1{font-size:clamp(2rem,4.6vw,3.3rem);letter-spacing:-.01em}
h2{font-size:clamp(1.6rem,3.2vw,2.3rem)}
h3{font-size:1.25rem}
p{margin:0 0 1em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.eyebrow{display:inline-block;font-size:.8rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--brand);margin-bottom:.75rem}
.lead{font-size:1.15rem;color:var(--muted);max-width:60ch}
section{padding:88px 0}
.section-head{max-width:720px;margin-bottom:48px}
.center{text-align:center;margin-left:auto;margin-right:auto}
.skip{position:absolute;left:-999px}
.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:100}
:focus-visible{outline:3px solid var(--sky);outline-offset:2px;border-radius:4px}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.55em;padding:14px 22px;border-radius:999px;font-weight:600;font-size:1rem;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:transform .15s,background .15s,box-shadow .15s;font-family:inherit}
.btn:hover{transform:translateY(-1px)}
.btn svg{width:20px;height:20px;flex:none}
.btn-primary{background:var(--accent);color:#fff;box-shadow:0 6px 18px rgba(242,106,27,.3)}
.btn-primary:hover{background:var(--accent-600)}
.btn-wa{background:var(--wa);color:#fff}
.btn-ghost{background:transparent;color:var(--brand-900);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--brand)}
.btn-light{background:#fff;color:var(--brand-900)}

/* Header */
/* Header: logo | nav centrada | teléfono + CTA. Una sola fila, sin barra superior duplicada. */
header.site{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line);transition:box-shadow .2s}
header.site.scrolled{box-shadow:0 6px 24px rgba(20,40,77,.08)}
header.site .wrap{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;column-gap:28px;height:var(--header-h);max-width:1320px}
.logo{display:flex;align-items:center;justify-self:start}
.logo img{height:40px;width:auto}
nav.main{justify-self:center}
nav.main ul{display:flex;gap:2px;list-style:none;margin:0;padding:0}
nav.main a{display:block;padding:8px 12px;border-radius:8px;color:var(--ink);text-decoration:none;font-weight:500;font-size:.95rem;white-space:nowrap}
nav.main a:hover{background:var(--brand-50);color:var(--brand-800)}
nav.main a[aria-current="page"]{color:var(--brand);background:var(--brand-50)}
.nav-extra{display:none}
.header-cta{display:flex;align-items:center;gap:24px;justify-self:end}
.header-phone{display:flex;align-items:center;gap:12px;padding-right:24px;border-right:1px solid var(--line);text-decoration:none}
.hp-icon{width:40px;height:40px;border-radius:50%;background:var(--brand-50);color:var(--brand);display:grid;place-items:center;flex:none;transition:background .15s,color .15s}
.hp-icon svg{width:18px;height:18px}
.hp-text{display:flex;flex-direction:column;gap:3px}
.hp-text small{font-size:.78rem;line-height:1.2;color:var(--muted);white-space:nowrap}
.hp-text strong{font-family:Lora,Georgia,serif;font-size:1.15rem;line-height:1.15;color:var(--brand-900);white-space:nowrap;letter-spacing:.01em}
.header-phone:hover .hp-icon{background:var(--brand);color:#fff}
.header-phone:hover strong{color:var(--brand)}
.header-cta .btn{padding:11px 20px;font-size:.92rem;white-space:nowrap}
.menu-toggle{display:none;justify-self:end;background:none;border:1px solid var(--line);border-radius:10px;padding:8px;cursor:pointer;color:var(--brand-900)}
.menu-toggle svg{width:24px;height:24px;display:block}
.menu-toggle .i-close,.menu-toggle[aria-expanded="true"] .i-open{display:none}
.menu-toggle[aria-expanded="true"] .i-close{display:block}

/* Hero */
.hero{background:linear-gradient(180deg,var(--brand-50) 0%,#fff 100%);padding:64px 0 80px;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
.hero h1 em{font-style:normal;color:var(--brand)}
.hero .lead{margin-bottom:28px}
.hero-ctas{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:28px}
.trust{display:flex;flex-wrap:wrap;gap:10px 24px;list-style:none;padding:0;margin:0;color:var(--muted);font-size:.95rem}
.trust li{display:flex;align-items:center;gap:8px}
.trust svg{width:18px;height:18px;color:var(--wa);flex:none}
.hero-media{position:relative}
.hero-media img{border-radius:24px;aspect-ratio:4/5;object-fit:cover;width:100%;box-shadow:var(--shadow)}
.hero-card{position:absolute;left:-28px;bottom:28px;background:#fff;border-radius:14px;padding:14px 18px;box-shadow:var(--shadow);display:flex;gap:12px;align-items:center;max-width:280px}
.hero-card .dot{width:10px;height:10px;border-radius:50%;background:var(--wa);box-shadow:0 0 0 4px rgba(31,175,86,.18);flex:none}
.hero-card strong{display:block;font-size:.95rem}
.hero-card span{font-size:.85rem;color:var(--muted)}

/* Pain strip */
.pains{background:var(--brand-900);color:#E3EAF7;padding:28px 0}
.pains ul{display:flex;flex-wrap:wrap;justify-content:center;gap:10px 14px;list-style:none;margin:0;padding:0}
.pains li{border:1px solid rgba(255,255,255,.18);border-radius:999px;padding:8px 16px;font-size:.92rem}
.pains p{text-align:center;margin:0 0 14px;font-weight:600;color:#fff}

/* Areas */
.areas-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.area{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px 28px;display:flex;flex-direction:column;transition:box-shadow .2s,border-color .2s}
.area:hover{box-shadow:var(--shadow);border-color:#C3D1E8}
.area .icon{width:52px;height:52px;border-radius:14px;background:var(--brand-50);color:var(--brand);display:grid;place-items:center;margin-bottom:20px}
.area .icon svg{width:28px;height:28px}
.area p{color:var(--muted)}
.area ul{padding:0;margin:0 0 24px;list-style:none;font-size:.95rem}
.area li{padding:6px 0 6px 26px;position:relative;border-top:1px dashed var(--line)}
.area li::before{content:"";position:absolute;left:4px;top:15px;width:8px;height:8px;border-radius:2px;background:var(--accent)}
.area .more{margin-top:auto;font-weight:600;text-decoration:none;display:inline-flex;gap:6px;align-items:center}
.area .more:hover{gap:10px}

/* Steps */
.steps{background:var(--bg-soft)}
.steps-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;counter-reset:s;list-style:none;padding:0;margin:0}
.step{background:#fff;border-radius:var(--radius);padding:28px 24px;border:1px solid var(--line);position:relative}
.step::before{counter-increment:s;content:counter(s);font-family:Lora,serif;font-weight:700;font-size:1.1rem;width:40px;height:40px;border-radius:50%;background:var(--brand);color:#fff;display:grid;place-items:center;margin-bottom:16px}
.step h3{font-size:1.1rem}
.step p{color:var(--muted);font-size:.95rem;margin:0}

/* Debt consequences */
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.risk-list{display:grid;gap:16px;list-style:none;padding:0;margin:0}
.risk{display:flex;gap:16px;background:#fff;border:1px solid var(--line);border-left:4px solid var(--accent);border-radius:12px;padding:20px}
.risk h3{font-size:1.05rem;margin-bottom:.25em;font-family:Inter,sans-serif;font-weight:700}
.risk p{margin:0;color:var(--muted);font-size:.95rem}
.note{background:var(--brand-50);border-radius:12px;padding:20px 22px;margin-top:24px;font-size:.98rem}

/* Testimonials */
.testi{background:var(--brand-900);color:#E3EAF7}
.testi h2{color:#fff}
.testi .lead{color:#B9C7E2}
.testi .eyebrow{color:#8FC3E2}
.testi-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.quote{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:var(--radius);padding:26px 22px;margin:0;display:flex;flex-direction:column}
.quote .stars{color:#FFC24B;letter-spacing:2px;font-size:1rem;margin-bottom:12px}
.quote blockquote{margin:0 0 20px;font-size:1rem;color:#fff}
.quote figcaption{margin-top:auto;font-size:.9rem}
.quote figcaption strong{display:block;color:#fff}
.quote figcaption span{color:#9FB2D6}
.testi-cta{margin-top:36px;text-align:center}
.testi-cta a{color:#fff;font-weight:600}

/* FAQ */
.faq-tabs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:24px}
.faq-tabs button{font:inherit;font-weight:600;font-size:.92rem;padding:9px 18px;border-radius:999px;border:1px solid var(--line);background:#fff;color:var(--ink);cursor:pointer}
.faq-tabs button[aria-selected="true"]{background:var(--brand);border-color:var(--brand);color:#fff}
.faq details{border:1px solid var(--line);border-radius:12px;background:#fff;margin-bottom:12px}
.faq summary{list-style:none;cursor:pointer;padding:20px 56px 20px 22px;font-weight:600;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";position:absolute;right:22px;top:50%;width:12px;height:12px;border-right:2px solid var(--brand);border-bottom:2px solid var(--brand);transform:translateY(-75%) rotate(45deg);transition:transform .2s}
.faq details[open] summary::after{transform:translateY(-25%) rotate(-135deg)}
.faq .answer{padding:0 22px 20px;color:var(--muted)}
.faq .answer ul{padding-left:1.2em;margin:.5em 0 0}
.faq .answer li{margin-bottom:.35em}
.faq [hidden]{display:none}

/* Contact */
.contact{background:var(--bg-soft)}
.contact-box{display:grid;grid-template-columns:.9fr 1.1fr;gap:0;background:#fff;border-radius:24px;overflow:hidden;box-shadow:var(--shadow)}
.contact-info{background:linear-gradient(160deg,var(--brand) 0%,var(--brand-900) 100%);color:#E3EAF7;padding:44px 40px}
.contact-info h2{color:#fff}
.contact-info ul{list-style:none;padding:0;margin:28px 0 0;display:grid;gap:18px}
.contact-info li{display:flex;gap:14px;align-items:flex-start}
.contact-info svg{width:22px;height:22px;flex:none;margin-top:2px;color:#8FC3E2}
.contact-info a{color:#fff;text-decoration:none;font-weight:600}
.contact-info small{display:block;color:#B9C7E2}
form.lead-form{padding:44px 40px;display:grid;gap:16px}
.field label{display:block;font-weight:600;font-size:.9rem;margin-bottom:6px}
.field input,.field select,.field textarea{width:100%;font:inherit;font-size:1rem;padding:12px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink)}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 3px rgba(46,88,166,.15)}
.field textarea{min-height:110px;resize:vertical}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.legal{font-size:.82rem;color:var(--muted);margin:0}

/* Footer */
footer.site{background:#0E1C37;color:#9FB2D6;padding:56px 0 100px;font-size:.92rem}
footer.site .wrap{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px}
footer.site h4{color:#fff;font-size:.95rem;margin:0 0 12px}
footer.site ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}
footer.site a{color:#C9D6EE;text-decoration:none}
footer.site a:hover{color:#fff}
footer.site .logo-foot{filter:brightness(0) invert(1);height:34px;width:auto;margin-bottom:14px}
.copy{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.1);padding-top:20px;margin-top:12px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px}

/* Mobile sticky CTA */
.mobile-bar{display:none}
.wa-float{position:fixed;right:20px;bottom:20px;width:58px;height:58px;border-radius:50%;background:var(--wa);display:grid;place-items:center;box-shadow:0 8px 24px rgba(0,0,0,.2);z-index:60}
.wa-float svg{width:30px;height:30px;color:#fff}

@media (max-width:1260px){
  /* Bajo 1260px la nav completa no cabe: pasa a menú desplegable en tablet y móvil */
  header.site .wrap{grid-template-columns:1fr auto auto;column-gap:16px}
  .header-phone{display:none}
  .menu-toggle{display:block}
  nav.main{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 16px 32px rgba(20,40,77,.12);padding:8px 20px 20px}
  nav.main.open{display:block}
  nav.main ul{flex-direction:column;gap:0;max-width:var(--max);margin:0 auto}
  nav.main a{padding:14px 4px;border-radius:0;border-bottom:1px solid var(--line);font-size:1.05rem}
  nav.main a:hover,nav.main a[aria-current="page"]{background:none}
  .nav-extra{display:grid;grid-template-columns:1fr 1fr;gap:10px;max-width:var(--max);margin:16px auto 0}
}
@media (max-width:1000px){
  .areas-grid{grid-template-columns:1fr}
  .steps-grid{grid-template-columns:1fr 1fr}
  .testi-grid{grid-template-columns:1fr 1fr}
  .split{grid-template-columns:1fr;gap:32px}
  footer.site .wrap{grid-template-columns:1fr 1fr}
}
@media (max-width:760px){
  body{font-size:16px}
  section{padding:64px 0}
  .wrap{padding:0 16px}
  .hero{padding:36px 0 56px}
  .hero .wrap{grid-template-columns:1fr;gap:36px}
  .hero-media{max-width:420px;margin:0 auto}
  .hero-card{left:12px;bottom:12px}
  .hero-ctas .btn{flex:1 1 100%}
  :root{--header-h:64px}
  .logo img{height:32px}
  .header-cta{display:none}
  nav.main{padding:4px 16px 16px}
  .nav-extra{grid-template-columns:1fr}
  .steps-grid,.testi-grid{grid-template-columns:1fr}
  .contact-box{grid-template-columns:1fr}
  .contact-info,form.lead-form{padding:32px 22px}
  .row2{grid-template-columns:1fr}
  footer.site .wrap{grid-template-columns:1fr}
  .wa-float{display:none}
  .mobile-bar{display:grid;grid-template-columns:1fr 1fr;gap:10px;position:fixed;left:0;right:0;bottom:0;padding:10px 12px calc(10px + env(safe-area-inset-bottom));background:#fff;border-top:1px solid var(--line);z-index:60;box-shadow:0 -6px 20px rgba(20,40,77,.08)}
  .mobile-bar .btn{padding:12px 10px;font-size:.95rem}
}
@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}

/* ===== Páginas internas ===== */
.page-hero{background:var(--brand-50);padding:48px 0 56px;border-bottom:1px solid var(--line)}
.crumbs{font-size:.88rem;color:var(--muted);margin-bottom:18px}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;margin:0;padding:0}
.crumbs li+li::before{content:"/";margin-right:6px;color:#9AA7BA}
.crumbs a{color:var(--muted);text-decoration:none}
.crumbs a:hover{color:var(--brand)}
.page-hero h1{font-size:clamp(1.9rem,4vw,2.9rem);max-width:22ch}
.page-hero .lead{margin-bottom:24px}
.page-hero .hero-ctas{margin-bottom:0}

/* Lista de servicios con índice lateral */
.svc-layout{display:grid;grid-template-columns:240px 1fr;gap:56px;align-items:start}
.svc-index{position:sticky;top:calc(var(--header-h) + 24px);font-size:.95rem}
.svc-index h2{font-family:Inter,sans-serif;font-size:.9rem;font-weight:600;color:var(--muted);margin-bottom:10px}
.svc-index ul{list-style:none;margin:0 0 28px;padding:0;border-left:2px solid var(--line)}
.svc-index a{display:block;padding:7px 0 7px 16px;margin-left:-2px;border-left:2px solid transparent;color:var(--ink);text-decoration:none}
.svc-index a:hover{border-left-color:var(--brand);color:var(--brand)}
.svc-help{background:var(--bg-soft);border:1px solid var(--line);border-radius:12px;padding:18px}
.svc-help p{margin:0 0 12px;font-size:.92rem;color:var(--muted)}
.svc-help strong{display:block;color:var(--brand-900);margin-bottom:4px}
.svc-help .btn{width:100%;padding:11px 14px;font-size:.92rem}
.svc-group{margin-bottom:56px}
.svc-group:last-child{margin-bottom:0}
.svc-group>h2{font-size:1.55rem;padding-bottom:14px;margin-bottom:0;border-bottom:2px solid var(--brand-900)}
.svc-group>.group-intro{color:var(--muted);margin:14px 0 0;max-width:68ch}
.svc{display:grid;grid-template-columns:1fr 200px;gap:32px;padding:28px 0;border-bottom:1px solid var(--line)}
.svc h3{font-family:Inter,sans-serif;font-weight:700;font-size:1.15rem;color:var(--ink);margin-bottom:.4em}
.svc .q{font-weight:500;color:var(--brand-800);margin-bottom:.5em}
.svc p{color:var(--muted);max-width:68ch;margin-bottom:.6em}
.svc p:last-child{margin-bottom:0}
.svc .price{text-align:right;align-self:start}
.svc .price strong{display:block;font-family:Lora,Georgia,serif;font-size:1.45rem;color:var(--brand-900);line-height:1.2}
.svc .price small{display:block;font-size:.85rem;color:var(--muted);margin:4px 0 12px}
.svc .price a{display:inline-flex;align-items:center;gap:6px;font-weight:600;font-size:.92rem;color:var(--wa);text-decoration:none}
.svc .price a:hover{text-decoration:underline}
.svc .price a svg{width:18px;height:18px}
.price-note{font-size:.9rem;color:var(--muted);margin-top:28px}

/* Banda de cierre */
.cta-band{background:var(--brand-900);color:#C9D6EE;padding:64px 0}
.cta-band .wrap{display:flex;justify-content:space-between;align-items:center;gap:32px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin-bottom:.3em}
.cta-band p{margin:0;max-width:56ch}
.cta-band .hero-ctas{margin:0}

/* Nosotros */
.values{display:grid;gap:0;margin:0}
.values div{padding:22px 0;border-top:1px solid var(--line)}
.values div:last-child{border-bottom:1px solid var(--line)}
.values dt{font-family:Lora,Georgia,serif;font-weight:600;font-size:1.2rem;color:var(--brand-900);margin-bottom:6px}
.values dd{margin:0;color:var(--muted)}
.prose p{max-width:65ch}
.prose .big{font-family:Lora,Georgia,serif;font-size:1.35rem;line-height:1.5;color:var(--brand-900)}

/* FAQ en página propia */
.faq-group-title{font-size:1.3rem;margin:40px 0 16px}
.faq-group-title:first-of-type{margin-top:8px}
.faq .faq-group[hidden]{display:none}

/* Contacto */
.map{margin-top:40px;border-radius:24px;overflow:hidden;border:1px solid var(--line);background:var(--bg-soft)}
.map iframe{display:block;width:100%;height:380px;border:0}
.form-ok{display:none;background:#E9F8EF;border:1px solid #BDE8CD;color:#14622F;border-radius:10px;padding:12px 14px;font-size:.92rem}

/* 404 */
.notfound{padding:120px 0;text-align:center}
.notfound .hero-ctas{justify-content:center}

@media (max-width:1000px){
  .svc-layout{grid-template-columns:1fr;gap:32px}
  .svc-index{position:static}
  .svc-index ul{display:flex;flex-wrap:wrap;gap:8px;border:0;margin-bottom:0}
  .svc-index a{border:1px solid var(--line);border-radius:999px;padding:7px 14px;margin:0;font-size:.9rem}
  .svc-index a:hover{border-color:var(--brand)}
  .svc-help{display:none}
}
@media (max-width:760px){
  .page-hero{padding:32px 0 40px}
  .svc{grid-template-columns:1fr;gap:12px}
  .svc .price{text-align:left;display:flex;flex-wrap:wrap;align-items:baseline;gap:4px 14px}
  .svc .price small{margin:0}
  .svc .price a{flex-basis:100%;margin-top:4px}
  .cta-band{padding:48px 0}
  .map iframe{height:300px}
}